Here is my latest article on BEST Credit Cards in India 2023 with NO Annual Fee – Lifetime free cards with bumper offers like FREE stay in Luxury hotels like Oberoi and PostCard.

I’m excited to share with you some valuable insights on managing your finances.
While there is no shortage of advice on saving money and using credit cards wisely, today’s topic is all about the crème de la crème of credit cards: the lifetime free ones.

That’s right, you heard me correctly! These cards come with zero joining fees and annual fees, and you get to enjoy their benefits for a lifetime.

I’m thrilled to introduce you to the top three most rewarding lifetime free credit cards that will make your financial life a breeze.

So finally here is my latest NEW list of Top 5 credit cards with no annual fee or joining fee – Lifetime free cards for the year 2023

I have prepared detailed comparison of features so that it is easy for you to select right credit card for you.

In fact since all of these cards are FREE with no lifetime fees, I suggest to grab them all at once, since the offers are always available for limited time period it is important to grab them rightly.

FREE LUXURY HOTEL STAY in Oberoi or Postcard !!! by IndusInd Bank with FREE Credit Card !!!!

Also this year i.e. in 2023 some of the companies like IndusInd Bank have aggressively promoted their FREE credit cards with super bumper offer of FREE one night stay in Luxury class hotels like Oberoi and Postcard. and believe me one of my friend has availed this offer and stayed in Mumbai Obaroi hotel for one night where the tariff showed online is around 22 Thousand Rupees !!! Wow !!! that’s really incredible OFFER.

If you want to have a glimpse of these hotels, see it on internet or watch my detailed review on my own YouTube Channel TrekBook India

Here is link to my video which you can surely watch to understand each feature and see the glimpse of hotels

== Grab BEST FREE Credit Card OFFERS NOW ==

BEST FREE Credit Cards in India 2023 with NO Annual Fee – Lifetime free cards

== BEST OFFERS ENDS HERE ==

BEST FREE Credit Cards in India 2023 with NO Annual Fee – Lifetime free cards Feature Comparison table and review

1. IndusInd Bank Legend Credit Card

Allow me to introduce you to the IndusInd Bank Legend Credit Card, a true gem among credit cards that offers an array of impressive benefits. Here are the details:

Benefits:

1. Enjoy higher reward points on weekends, where every Rs. 100 spent earns you 2 reward points. During Monday to Friday, you can still earn 1 reward point for every Rs. 100 spent, where 1 reward point is equivalent to Rs. 0.75.
2. On spending Rs. 6 lakhs in a year, you will receive a bonus of 4000 reward points.
3. You will receive a complimentary voucher for Oberoi Hotels, valid for 6 months from the date of issuance. Please note that this voucher is applicable only if you pay the joining fee.
4. You can avail of a Buy One Get One offer on Bookmyshow up to Rs. 200, for up to 3 tickets per month.
5. You will receive 8 domestic lounge accesses (2 per quarter), and the Priority Pass can be used twice a year.

Eligibility Criteria:

1. Employment Status: Salaried or Self-employed
2. Salaried Income: Rs. 1 lakh per month
3. Self Employed Income: Rs. 1 lakh per month
4. Required Age: 21 – 65 years.

2. IDFC CREDIT CARD

The IDFC Credit Card is a must-have for those looking for a hassle-free credit card experience. Here are the incredible benefits that you can avail with this card:

Benefits:

1. This credit card is lifetime free, meaning that you can enjoy all its benefits without having to worry about any annual charges.
2. Your reward points will never expire, ensuring that you get the most out of your spending.
3. Enjoy 10X rewards on spending over Rs. 20,000 per month, making your spending even more rewarding.
4. The application process is entirely paperless and online, making it quick and convenient.
5. Celebrate your birthday in style with special 10X rewards.
6. Earn 3X and 6X reward points on offline and online spends, respectively.
7. Get a 25% discount on movie tickets every month, so you can enjoy your favorite flicks without breaking the bank.
8. Enjoy complimentary railway and airport lounge access, adding an extra touch of luxury to your travels.
9. Benefit from interest-free ATM cash withdrawal for up to 48 days.
10. Avail of exclusive discounts on movies and dining with this credit card.

Eligibility Criteria:

1. Employment Status: Salaried or Self-employed
2. Salaried Income: Rs. 25,000 per month
3. Self Employed Income: Rs. 25,000 per month
4. Required Age: 21 – 65 years.

3. Axis My zone Credit Card

If you’re looking for a credit card that offers a wide range of benefits, look no further than the Axis My Zone Credit Card. Here are some of the amazing benefits that you can enjoy:

Benefits:

1. This card is free for a lifetime if you apply before March 31, 2023, making it a great choice for those looking for a long-term solution.
2. Get 40% off (up to Rs. 120) on Swiggy orders on ALL RESTAURANTS – 4 times/month. You can save up to Rs. 5760 annually with this benefit.
3. Enjoy a welcome benefit of Rs. 500 Amazon voucher from Axis bank.
4. Buy 1 Get 1 FREE on Paytm Movie Tickets.
5. Get Sony Liv Premium Subscription worth Rs 999 for FREE.
6. Enjoy 4 domestic lounge visits per year for FREE.
7. Get a flat Rs 600 off on Ajio on orders over Rs 2000.
8. Enjoy a 20% discount at partner restaurants in India.

Eligibility Criteria:

1. Employment Status: Salaried or Self-employed
2. Salaried Income: Rs. 15,000 per month
3. Self Employed Income: Rs. 30,000 per month
4. Required Age: 21 – 65 years.

With all these benefits, the Axis My Zone Credit Card is an excellent choice for anyone looking to get the most out of their credit card experience.

4. IndusInd Platinum Credit Card

Benefits:

1. Earn 1.5 Reward Points on every Rs. 150 spent.
2. Get travel insurance coverage up to Rs. 1,00,000.
3. Enjoy 1% fuel surcharge waiver on all petrol pumps across India.
4. Avail of a complimentary air accidental cover up to Rs. 25 lacs.

Eligibility Criteria:

1. Employment Status: Salaried or Self-employed
2. Salaried Income: Minimum Rs. 30,000 per month
3. Self-Employed Income: Minimum Rs. 30,000 per month
4. Required Age: 21 – 65 years.

5. AU Bank LIT Credit Card